This item is a figural ceramic still bank modeled as a bust in the Toby style, traditionally identified as a representation of Benjamin Franklin. The figure is depicted with a smiling expression, wearing a wide-brimmed hat, a shoulder-length wig with curls, and a ruffled cravat. The bank is finished with a glossy, monochromatic ochre-yellow glaze featuring brown mottling and drip effects consistent with Rockingham-style pottery. A horizontal coin slot is integrated into the crown of the hat. No manufacturer marks, model numbers, or signatures are visible.